Four rungs, in order: start with Spotlight if you still handle day-to-day yourself. Step into fleet management when you want us on operations — 80/20 standard, then 50/50 with a payment guarantee, then Owner exit. Splits on fleet-management rungs are owner% / company%.
These are operations and fleet-management services — not an investment, security, or offer to sell a security.
Rung 1 of 4 · Self-serve · Per car / month flat fee
Spotlight
You still run day-to-day yourself; we list the car for leads and share fleet/market insights — not fleet management.
$10/ car / month
Listing only
Listing on the Fleet partners page.
$15/ car / month
Listing + insights
Listing plus monthly anonymized fleet insights — earnings, expenses, and profitability-style intel.
$25/ car / month
Coming
Listing + insights + opportunity feed
Listing, insights, and a vehicle-opportunity feed. Shown so the ladder is complete — fulfillment is gated until the feed exists.
Not available to start. There is no checkout for this rung until the opportunity feed exists.
Fee
Per car / month flat fee. You stay on your own day-to-day operations.
What we do
We list the car for leads on the Fleet partners page and, on higher rungs, share anonymized fleet and market insights. This is not fleet management.
What you do
You still run day-to-day yourself — bookings, guests, cleaning, and upkeep stay with you.
Rung 2 of 4 · Fleet management · 80/20 · Owner 80% / company 20%
Standard management
Split
Owner 80% / company 20%.
Owner pays
Car payment, insurance, and all maintenance.
Company provides
Bookings, pricing, cleaning, setup, delivery, and day-to-day Turo and fleet operations.
Spotlight included
Listing on the Panamerica site plus market insights. The Spotlight Opportunities feed ($25) is Coming — not live and not checkoutable until that feed exists.
Rung 3 of 4 · Fleet management · 50/50 · Owner 50% / company 50%
Guaranteed payment + shared OpEx
Profit split
After shared expenses, remaining profit splits 50/50.
Car payment
The company guarantees the owner's monthly car payment. If the month under-earns, the company makes up the difference. The car payment is not split as an expense line; it is guaranteed.
Insurance
Split 50/50.
Maintenance
Split 50/50 up to $500/month total ($250 each). Amounts above that monthly maximum come out of the owner's share before the profit split is paid.
Spotlight included
Listing on the Panamerica site plus market insights. The Spotlight Opportunities feed ($25) is Coming — not live and not checkoutable until that feed exists.
Rung 4 of 4 · Fleet management · 20/80 · Owner 20% / company 80%
Owner exit
Split
Owner 20% / company 80%.
Car payment and insurance
The company pays the car payment and insurance in full.
Maintenance
Split 50/50 within the $500/month total cap ($250 each).
Spotlight included
Listing on the Panamerica site plus market insights. The Spotlight Opportunities feed ($25) is Coming — not live and not checkoutable until that feed exists.
Term
Continues until the car is paid off in full. Ownership and title then transfer to the company.
This page is general information about our services, not legal or tax advice. A written agreement confirms terms for any vehicle.
Want to place a car on a plan? Write us at panamerica.cars@gmail.com. Spotlight $10 and $15 listing rungs can start from that note; the $25 feed rung cannot.
